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Bold - On the Road to SoldMoneyNewWhat does it mean to sell a home? What is the best way to approach it and why? Learn some things that can be done to get the "highest/best" price in this market and understand what motivates buyers and sellers. These and other core aspects of marketing your home will be explored. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewDownsizing with a PlanMoneyA smaller home can mean less maintenance, less hassle and more freedom – all great reasons to downsize. But getting there can seem overwhelming. Discuss housing options, reducing personal items, decreasing collections, and find the best options for you. Leave with a collection of resources and new ideas for your future. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewEarly Retirement-Exploring Your Health Insurance OptionsMoneyEarly retirement can be an exciting time, but it can also bring a lot of questions. "What do I do about health insurance before I am eligible for Medicare?" Learn what to consider before leaving your employer group coverage, discover different options available to fill the gap before you become eligible for Medicare, and study the ins and outs of how to navigate MNSure, the Minnesota health insurance marketplace. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Home Buying in Today's MarketMoneyNewWhether it is your very first home, dream home, or investment property, the home buying process can be intimidating, especially in TODAY’S MARKET. This class will walk through the ever-changing real estate market and empower you to make educated decisions when purchasing. We will walk through the myths of the real estate market today and help you create a plan based on your goals, limitations, timeline, and the market specific to where you are looking to buy. Learn how to personalize the home buying plan that fits you best. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Keeping the Family Cabin or FarmMoneyKeeping property in the family and avoiding problems requires a good plan and solid professional advice. Learn options and strategies for minimizing disputes and keeping a cabin or other family-owned property within the family for generations to come. Instructor is an attorney practicing in the areas of estate planning, real estate and business. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Fall 2022
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Life After WorkMoneyNewWhether you plan to stop work all at once or ease into retirement, at some point you will need to arrange for multiple sources of income to replace your paycheck. What do you need to think about as you transition from work life to retired life? Where will you live? Where will your income come from? How can you make it last? Join us for an enlightening class that will get you thinking about your next phase of life and how to prepare for it. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Medicare Basics-Parts A-DMoneyWill you be getting Medicare coverage within the next year? Find out how to enroll, how much Medicare costs, what it covers, and what type of extra coverage you may need. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Fall 2022
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NewMedicare Basics-Parts A-DMoneyWill you be getting Medicare coverage within the next year? Find out how to enroll, how much Medicare costs, what it covers, and what type of extra coverage you may need. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NEW Get Paid To Be a Tour Guide and Travel for FreeMoneyNewMany well-paying professional jobs are now available, both domestically and internationally! Before Covid, foreign tourists were finding America to be a great value and this is returning quickly. Many people will not travel unless they book a tour, take a cruise or travel with their friend who knows the destination. Travel and tourism is the world’s fastest growing industry, and relatively recession-proof. If you love to travel, earn income as a tour director. Work part or full-time leading tours for major companies. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NEW How to Make Extra Cash Pet SittingMoneyNewDo you love animals…especially dogs? Learn how to make extra money after school or work by watching dogs or other pets, usually in the pet’s home. You will learn about feeding, watering, and exercising pets, how to make a good impression as well as what questions to ask when interviewing for a pet sitting job, and what to do when a dog has behavioral issues. You will also discover other services you can offer to make more money, such as dog walking, grooming, puppy training, etc. This class is taught by a seasoned professional pet sitter and a longtime entrepreneur. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NEW How to Start Any Home BusinessMoneyNewTired of working for someone else? Do you need to make more money? Turn your talents and hobbies into profits by starting a home business. Taught by a Chamber of Commerce Past President and award winning business owner, this is probably the most comprehensive business start up workshop you will ever find. You will discover: * more than 250 legitimate home business ideas * mandatory legal documentation * many ways to market your product/service * how to take tax deductions (this workshop included!) Informative handouts for future use are included in class fee. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewNEW Landlording 101: The Good, the Bad and the LeaseMoneyThe real estate market has changed, and sellers who are in the know have better strategies for pricing, fixing, staging, buyer expectations, managing the process, and getting the most money for their homes or property. Discuss the right plan for you and ways to avoid problems. Bring photos of your home or property along with specific questions. Hear the stories, the successes and what it means to you. Instructor is an experienced real estate profession and investor. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Planning for Long-Term CareMoneyNewFiguring out how to plan for long-term care for yourself or a loved one is a complex process. Decisions must be made regarding how long you want to stay in your home, how to protect assets, and what happens if you need to go into assisted living or a nursing home. These conversations can be difficult. Taught by a knowledgeable elder law attorney, this session will help you learn how to start the process and some pitfalls to avoid in the planning process. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Savvy Social Security Planning for CouplesMoneyThe decisions couples make now can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime. Identify factors that can help you get more out of the Social Security system. To help baby boomers better understand the Social Security system, this workshop will cover: Five factors to consider when deciding when to apply for benefits. When it makes sense to delay benefits - and when it does not. Why you should always check your earnings record for accuracy. How to estimate your benefits. How to coordinate benefits with your spouse. How to minimize taxes on Social Security benefits. How to coordinate Social Security with your other sources of retirement income. How Social Security is affected for individuals who receive a pension from a non-covered job, including the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Fall 2022
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NewSavvy Social Security Planning for CouplesMoneyThe decisions couples make now can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime. Identify factors that can help you get more out of the Social Security system. To help baby boomers better understand the Social Security system, this workshop will cover: Five factors to consider when deciding when to apply for benefits. When it makes sense to delay benefits - and when it does not. Why you should always check your earnings record for accuracy. How to estimate your benefits. How to coordinate benefits with your spouse. How to minimize taxes on Social Security benefits. How to coordinate Social Security with your other sources of retirement income. How Social Security is affected for individuals who receive a pension from a non-covered job, including the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewSavvy Social Security Planning for IndividualsMoneyDivorcees and widows/widowers have options of how and when to receive their Social Security Income.The decisions made now can have a tremendous impact on the total amount of benefits over a lifetime. Learn rules regarding divorced spousal benefits and innovative strategies for coordinating survivor benefits plus more.This workshop will cover: 5 factors to consider when deciding to apply for benefits How to estimate your benefits Rules regarding Divorced Spousal Benefits Innovative strategies for coordinating Survivor benefits. How to minimize taxes on Social Security Benefits How to coordinate Social Security with your other forms of retirement benefits Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewUnderstanding Estate Planning & TrustsMoneyIf you own a business; have real estate (cabin, condo, farmland, or timeshare) in another state; have minor children or want to avoid probate or protect assets for future generations, a trust may be a great estate planning tool for you. Several types of trusts will be discussed, including revocable living trusts, irrevocable trusts, and support trusts for children/grandchildren. Learn how trusts can protect assets from irresponsible family members, avoid probate, reduce estate taxes, and protect assets from creditors. Question and answer time included. Instructor is an experienced estate planning, probate and elder law attorney. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewWill Taxes Affect Your Retirement?MoneyIt is critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than your fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed and how to work efficiently within current tax brackets. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Women, Wealth and WisdomMoneyNewLearn to apply real-world lessons about managing finances and reaching financial goals. Attend this workshop to hear stories about six women who have figured out a few things about their finances—and enriched their lives in ways beyond what’s in their bank accounts. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewWork Remotely and Become a Digital NomadMoneyWorking remotely is now the thing. Why not add travel into the mix? Join thousands of individuals who are taking their work with them and hitting the road! You can make your travels sustainable by earning a living as you travel. Professional traveler Gina Henry has been doing this for years and shares her wealth of knowledge. Get the how of living on the road including downsizing, putting your stuff in storage, getting your mail, how to have a physical address, the RV lifestyle, timeshares, international living, long-term rentals, house sitting, and more. Learn the best ways to set up your remote office and get quality wifi in your hotel, long-term rental, and out of your car or RV. Plus learn about the many remote jobs available. Class fee includes instructors' 80-page digital book "Work Remotely and Become a Digital Nomad”. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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Write Your Own Health Care Directive and Power of AttorneyMoneyNewIf you become incapacitated, who will carry out your wishes regarding your health care and personal financial affairs? By having a plan, you get to make your own choices. Participants should be comfortable using a computer, as work will be completed in a computer lab. Some prep work required; packet sent one week prior to class. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewWrite Your Own WillMoneyPrepare a will in class on the computer and learn about estate planning. Students should be comfortable using a computer as work will be completed in a computer lab. Some prep work required; packet sent one week prior to class. This is a simple will class, not appropriate for those who have assets in excess of one million dollars or who need a trust. Instructor is an experienced estate planning attorney. Couples must register individually. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
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NewYou've Been Appointed Executor or Trustee, Now What?MoneyBefore helping an elderly loved one with financial or legal affairs, it is crucial to understand your responsibilities so that you are able to protect your loved one and yourself. An experienced estate and elder law attorney will share the information you need to know so you understand the parameters of the law and are able to successfully serve as a personal representative, trustee or attorney-in-fact. Hear what it means to be a fiduciary, how to sign legal documents in ways that will protect you from liability, and how to deal with family members and institutions. Eligible UCare members may receive up to a $15 discount on many Community Education classes when registering over the phone. Contact Community Education for further information.Adult - Winter 2023
